Australian Credit and Finance

[...] . Here’s a list of a few efficient ways to finance your next car purchase: 1. Car loan Since car finance is usually such a big expenditure, taking out a car loan might be the best option for you. [...]

[...] doesn’t appeal to you, then you’ll want to first negotiate the price of the new car and the car finance at the dealer, and then begin trade-in discussions around your old car. 2. Go below Invoice [...]

[...] that you’re not spending unnecessarily large amounts of money on the whole thing. Getting car finance should be an easy and straightforward process, once you’ve got all the facts. 7 Tips to Help [...]

[...] a car before buying makes common sense. After picking a car and figuring out details like car finance, test-driving is the next thing you should do. In fact, even if you haven’t been able to pick [...]

[...] , they might choose not to lend to you at all. Here are some tips to prepare you for securing a car loan, even if you have bad credit. 1. Know what you’re up against Even if you have a bad credit [...]

[...] your savings account is significant, it’s very likely that you will have to opt for taking out a car loan for financing your purchase. Whether it’s used or brand new, investing in a car is a big [...]

[...] save money on future expenses such as repairs and maintenance. Negotiate. Whether you take out a car loan or pay from your savings, car buying and car finance is essential to ensuring you get a good [...]

[...] reporting agencies, is often a necessary step before getting a loan. Whether it’s a car loan, home loan, or any other kind of loan, checking your credit history will help determine [...]

[...] The first piece of paperwork you’ll have to fill out is a short application form. Your mortgage broker will typically provide this to you. The form will provide the broker with some basic details [...]

[...] where you’d like to live? How much space you need and can afford? Have you spoken with a Mortgage broker? You’ll want to do that at the beginning of the process, as their years of experience and [...]

[...] . Check your state to see what flat fees are applicable. This is where utilising a quality mortgage broker can help, as they will assist you in these matters. Try our buying costs calculator for an [...]

[...] your bank might make some lucrative offers themselves to retain your business. Talking to a mortgage broker will also ensure that you get the best deal, whether it’s for a new home loan or you’re [...]

[...] may require you to spend more money but if you’re able to find someone that offers lower interest rates and smaller ongoing fees, do not hesitate to make the switch. It will be beneficial for [...]

[...] rate on your mortgage. Every lender prices in a different way, and they will generally cut interest rates when business is slow. However, even when the market is hot, your mortgage broker can [...]

[...] leave your properties in a terrible state, and costs can come up that you never factored in. Interest rates are low, but they may not stay that way. You should always be alert as an investor, looking [...]

[...] as well, it looks quite grim for those over 50.With the property market still very strong and interest rates low, those that are in a position to, should look at property investment as a way to meet [...]

[...] as possible. It’s always a good idea to speak to experts about mortgage, rental property and home loans to find out what’s the best option for you. Choose a type of property: Everyone can find [...]

[...] Consumer Credit Code, which supervise all our banks, credit unions, credit transactions, and home loans etc. These regulatory bodies ensure the performance of all financial institutions and help [...]

[...] of those can help maintain your income from all your rental properties. Interest rates on home loans might increase over time, and as they increase the rental returns on the property will decrease [...]

[...] children will increase your expenses exponentially. Planning ahead for school, education loans, home loans and investing in superannuation funds will only benefit you in the long run. You will need to [...]

[...] your next car and need help with finance or where you should buy from, get in touch with our team today to find out your best options. [...]

[...] they relate to your own area. Need to make some adjustments to your existing home? Contact our team today to discuss accessing the equity in your home to make these adjustments. [...]

[...] need help with finding the right car to fit in with your operating lease, get in touch with our team today. They can even arrange the finance options for you too. [...]

[...] . If you need help with accessing finance to complete your renovation, get in touch with our team today. We can help you start the process right now. [...]

[...] to finance your next vehicle and you are gainfully employed, you should look into this car finance option. If you need help with arranging this, get in touch with us today. [...]

[...] alternative to traditional borrowing from a bank or lender. What is this unconventional home finance option? Vender finance, also known as seller finance, is a way to become a home owner without [...]

[...] packages. These deals might be in the form of car lease or loans. When you use a finance option, you don’t technically get to own the car until the car is paid for entirely. Factory [...]