Credit Cards Management

[...] , there are bound to be some months when paying the full bill is not possible. If your credit card company is doing something that is questionable, such as trying to make interest rates increase [...]

[...] make sure you know what else is out there, before you jump into a relationship with a credit card company. Try to reduce your interest rate. Call your credit card company, and request that [...]

[...] complain about frustration and a poor overall experience when dealing with their credit card company. However, it is much easier to have a positive credit card experience if you do the [...]

[...] can do is to fall behind on your credit card payments. Schedule automatic payments to your credit card company with your bank. This can help you to ensure that you never miss a credit card payment. [...]

[...] too many credit cards equals a lower credit score. It is very important that you save your credit card receipts. You need to compare them with your monthly statement. Companies do make mistakes and [...]

[...] interest rates. Whenever you charge an item or service, make sure that you retain your credit card receipts. When your bill arrives each month, compare your saved receipts with your monthly bill. If [...]

[...] you have a balance of $250, you are using 50% of your limit. It is recommended to keep your utilization ratio of around 30%, in order to keep your credit rating good. It is not uncommon for people to [...]

[...] to the company that issued the card. Keep multiple credit card accounts open. Having multiple credit cards will keep your credit score healthy, as long as you pay on them consistently. The key to [...]

[...] that your bill is due. One of the worst things that you can do is to fall behind on your credit card payments. Schedule automatic payments to your credit card company with your bank. This can help you [...]