Hart Insurance Group

[...] Long-term care insurance is paid out over different periods. When you purchase a long-term care policy, you will [...]

[...] IN ORDER TO answer this question we should take a look at reasons for buying long-term care insurance at different ages. Ages 50 to 60 It is best to begin investigating long term care [...]

[...] your financial picture that had taken years to create.  The benefits provided by long-term care insurance are not subject to market swings, so owning long-term care insurance should serve as the [...]

[...] the benefit will be paid to once you become eligible to receive them.  You are buying long-term care insurance for a future time when you may need professional services because you are unable to care [...]

[...] A company’s ratings are important in the selection of any insurance product.   For long term care additional criterion should be evaluated because this is such a new product.    You want to [...]

[...] for people in their 50s and 60s if they have considerable assets that can contribute to a long term care need. The simple inflation option costs less than the compound inflation option; however you’ [...]

[...] long-term care insurance at different ages. Ages 50 to 60 It is best to begin investigating long term care insurance in your early 50’s since the premiums are driven by age and current health.  [...]

[...] the financial risk of long-term health care now or at the time I am most likely to need long term care?” According to a recent statistic, 69% of those over 65 will need long term healthcare at [...]

[...] IN ORDER TO answer this question we should take a look at reasons for buying long-term care insurance at different ages. Ages 50 to 60 It is best to begin investigating long term care insurance [...]

[...] to determine profitability.  We have seen large, reputable companies get in the long term care insurance market, stay a few years and then decide to get out of the long term care insurance market.  [...]

[...] your financial picture that had taken years to create.  The benefits provided by long-term care insurance are not subject to market swings, so owning long-term care insurance should serve as the [...]

[...] for as long as the contract stipulates. Before buying long term care insurance in place of disability insurance, one must understand what triggers the benefit in each policy.  Disability insurance is [...]

[...] -term care insurance at different ages. Ages 50 to 60 It is best to begin investigating long term care insurance in your early 50’s since the premiums are driven by age and current health.  [...]

[...] is such a new product.    You want to know if the company you are considering for your long term care insurance has demonstrated a commitment to the long term care market.  Some companies began [...]

[...] life expectancies of men and women. When I talk to a married couple I like to say, “Long term care insurance is coverage that men buy for their wives. The wife is usually around when her husband [...]

[...] that the economy would see such a drastic decline? Many people who were comfortable paying long-term healthcare costs out of pocket have seen their portfolios shrink by 40% or more.  Most believe the [...]

[...] dictate what type of plan you choose. If, for example, you have a family member who needs long-term healthcare for an extended period of time (i.e. 10 to 15 years), you may ignore the statistics and [...]

[...] required assistance with activities such as bathing, dressing, and eating.  The long-term care policy the couple purchased had a 90-day elimination period.  I clearly remember the day [...]

[...] event could happen at any age and health insurance may not be enough.  The premium for a long-term care policy is very affordable at this age and can add a layer of protection that brings enormous [...]

[...] Long-term care insurance is paid out over different periods. When you purchase a long-term care policy, you will be able to select the benefit period. The most common ones are 2 years, 3 years, [...]

[...] significantly as you get older, and health issues may prevent you from qualifying for a long-term care plan. Ages 18 to 30 Why buy long term care insurance at age 18?   Most 18-year-olds e still [...]

[...] A number of options are available to help your long-term care plan keep up with the rising cost of care. Future Purchase Offer– This product is designed to [...]

[...] .  At the age of 80, his safety net will have grown to $500,000. When you purchase a long-term care plan, you purchase a future benefit. Although you own the benefits the day you approved [...]

[...] that you own typically expires at age 65 or 67. As you get closer to the time the disability coverage expires, your potential benefit due to a claim will be less because the benefit will be [...]