Heather Johns, Certified Financial Planner

[...] Make all financial decisions based on what is important to you, not simply because you want to make more money. Why? [...]

[...] and debit created for disposable items, you are empowering yourself to make informed financial decisions. Why is referring to credit use as “bad” keeping you locked in debt? Judgments like [...]

[...] How you spend your money is a great indicator of how you will make your other financial decisions. For example, if you are confident in your spending because you know you have financial [...]

[...] . The trick is not to make your decisions based solely on the money. The process of making financial decisions begins with you – your values, priorities, goals, preferences and desires. Then your [...]

[...] financial planning and tax management tool you can have. With every single purchase or financial transaction, make a note of what you bought and its purpose. For tax purposes, it is far less [...]

[...] figure so they are relatable to day-to-day cash flow requirements. When you are making a financial transaction, always consider what the ... [...]

[...] ’s critical to have an exit strategy planned BEFORE entering into any sort of investment or financial transaction. However, if you haven’t, you’ll likely […] [...]

[...] Does money stuff bore you? Understanding the technical aspects of financial planning, financial products, financial markets, economic indicators and taxes, while part of [...]

[...] that interested in ‘money stuff’? Staying in control of your investments and your financial planning does not require you to become an expert on all the technical aspects; it requires [...]

[...] A simple notebook and pen is the best financial planning and tax management tool you can have. With every single purchase or financial transaction, [...]