Invessence Inc.

[...] buyer invested a smaller amount of money than the face value of the bond. Conversely, when interest rates fall, the price of a bond rises because buyers want that higher interest rate. And that [...]

[...] to your own goals and needs? You would be better off with a smart, personalized asset allocation and investments that are easy to manage. By having an asset allocation that is [...]

[...] funds, known as ETFs, to create a balanced investment portfolio with a broadly diversified asset allocation. Using them can make a big difference in achieving your goals. Though a mutual fund and an [...]

[...] this, we put together an initial investment portfolio for him and then determined how his asset allocation would change over the next 50 years. We created the “glide path” graphs and figures shown [...]

[...] exposures, and adjusting the expected risk/return profile. Sam McPherson, a Brooklyn based financial advisor and CEO of McPherson Financial Advisors, Inc., shares a similar view on how the technology [...]

[...] . It would be almost impossible to manage these assets without them. For example, when a financial advisor is creating an investment plan for a client, he or she takes number of steps that actually [...]

[...] passive investment process not only lowers investment costs but it also delivers better investment performance than actively managed mutual funds. by The post Life After Mutual Funds: Peace of Mind [...]

[...] of assets such as a mutual fund.  All these charges  you pay come right out of your investment performance – yet we know from studying the data that very few investment managers, like those [...]

[...] of the impact of higher fees. The more you pay in such fees, the bigger the drag on your investment performance. When you pay a fee of 0.25% instead of a full 1%, you are keeping three-quarters of a [...]

[...] Sometimes it helps to think about investment fees in terms of what that money might actually mean to you if you were able to keep it in your [...]

[...] So what do those investment fees really mean? Say you have $100,000 to invest. Say your investment firm charges 1% (a typical [...]

The average person changes jobs 11 times over their career. So says research conducted by the Bureau of Labor Statistics. Along the way, they enroll i [...]

The rapid growth and funding of online investment advisors called ‘robo-advisors’, reflects a strong demand for low cost, simplified investment ma [...]

[...] of a percent more (or $112,585 dollars at age 60) of your own money. This is why a low cost investment choice is so valuable. by The post How Do High Fees Affect Your Investment Results? appeared [...]

[...] dollars over a 30 year period in our example) of your own money. This is why a low cost investment choice is so valuable. by The post Mutual Funds vs ETF’s – the difference in fees can be [...]

[...] Funds, known as ETF’s, can be a straightforward, low-cost strategy. These funds offer investment choices that closely track broader market benchmark indexes such as the S&P 500, Russell 2000, [...]

[...] retirement account like an IRA. There are a number of benefits to this. First is more investment choices. Each employer’s plan has a particular set of funds it offers to employees. The underlying [...]

[...] After establishing the client’s risk preferences and investment horizon, an investment advisor typically begins the investment process by identifying a set of broad asset classes, such [...]