Kent Lindley - Loans Officer | Mortgage | Down Payment Assistance

It’s not just a low credit score person that may want to raise their score. Almost all financed transactions have some kind of ‘tiered pricing str [...]

Depending on how deep or ‘thin’ a credit report is, a revolving debt reviewed by the bureaus with minimum payments made on time at least 6 months, [...]

Did you know everyone in America was supposed to have good credit? It’s actually written in the Constitution. I’ll find the section for you some t [...]

OK, you’ve screwed up. You let some debts go. It’s been too long to dispute them as not yours. If you never respond to the mail pieces and say ‘ [...]

[...] Mortgage brokers are there to help you find the most appropriate home loan – you just need to ask the right [...]

Depending on how deep or ‘thin’ a credit report is, a revolving debt reviewed by the bureaus with minimum payments made on time at least 6 months, [...]

Did you know everyone in America was supposed to have good credit? It’s actually written in the Constitution. I’ll find the section for you some t [...]

[...] you will not have the benefit of gaining equity in your home, even though you are making mortgage payments every month. Investors work around this by predicting that in five years time, the value of [...]

[...] Interest only loans are popular with property investors, as they allow you to minimise your mortgage repayments in the short-term, while your property asset hopefully grows in value in the long term. [...]

[...] interest is calculated daily, but added to the loan balance at the end of the month.  Loan repayments are either ‘interest only’ (IO), or ‘principal and interest’ (P&I). Most home [...]

[...] the past you could get a home mortgage with a middle score as low as 500. Today, almost no mortgage lenders will do anything below 640 credit score. So how do you get your scores up? We’ll discuss [...]

[...] over the years. Years ago installment loans (Car, home, education) were the key. An installment loan paid down to half by percentage or lower gave the ‘math equation’ a warm and fuzzy [...]