LFG Advisors

[...] gets lost a lot when people are planning for retirement, and that is the true VALUE of social security to recipients. I remember back in Graduate school, going over these kind of concepts and [...]

[...] have gone thru and depleted a vast amount of these government resources dedicated to the Social Security and Medicare programs? The answer to this question is, of course uncertain, but what is [...]

[...] excess benefits. The reason being is that the government seeks to “eliminate aggressive Social Security claiming strategies, which allow upper-income beneficiaries to manipulate the timing of [...]

[...] has become so.” While 401(k)s were once considered a supplement to one’s pension and Social Security benefits, with fewer companies offering pension plans, 401(k)s have now become the [...]

[...] dollars at age 65 at retirement, and were only using $50,000 per year to live on, depending on tax rates, there is a good chance that still would not have been enough to last you til age 90. The [...]

[...] about it, the biggest item overlooked in this whole scenario is that it is assuming that tax rates will be the same when they retire, as they are today.  Now let’s look at taxes and think about [...]

[...] that most people have, and it’s a question that has the biggest impact on their retirement plans is “How long are they going to live?” The reason why this is so important is that it [...]

[...] past 23 years.  He shares that “people are often in the dark about the true costs of retirement plans and the mutual funds used to fund these plans. The majority of people accept these [...]

[...] changes that may occur in the retirement world, would hopefully mitigate the impact to your retirement plans outcome. Here is the link to the article below: http://www.forbes.com/sites/jamiehopkins/ [...]

[...] , but what is certain is that rising tax rates can have a dramatic impact on peoples’ retirement income and has the potential to throw a real monkey wrench into the retirement incomes drawn from [...]

[...] , with fewer companies offering pension plans, 401(k)s have now become the primary source of retirement income for many. Moreover, as the 401(k) is still a relatively new program for saving for [...]

[...] for the billion-dollar lawsuit filed against the company for the mismanagement of employees’ retirement funds. The company’s 401(k) plan, considered one of the U.S.’s largest, has over 120,000 [...]

HERE IS ONE OF MY ARTICLES THAT WAS CITED ON NUMEROUS NEWSWIRES: On December 17, 2014, Maryland-based aerospace company, Lockheed Martin, reached a s [...]

[...] bonds. If they hadn’t incorporated the social security figures in their calculations for totals retirement assets, then they would of only had $227,500 allocated toward stocks, instead of $498,116, [...]

[...] what the optimal time to take distributions is something you should go over with your retirement planner, but to keep things simple, some useful facts and statistics that people can use to at [...]

[...] they are usually more concerned with the here and now, and don’t really think of the overall financial impact their decisions will have on income and finances later on down the road. Taxes are one [...]