Life Insurance United

[...] Even though most people do not like to think about it, the reality is that life insurance coverage can protect your loved ones if the unthinkable should occur. But, even for those who [...]

[...] is a 25-year old person who earns $20,000 per year but is applying for $1 million in life insurance coverage, it will likely raise a red flag. For those who have any type of adverse health condition, [...]

[...] When searching for life insurance coverage, certainly one of the biggest criteria when coming up with the price you will pay is your [...]

[...] People buy life insurance coverage for many reasons. These may include replacing their income so that loved ones don’t have [...]

[...] far greater than most individuals could donate during life. When a charity is named in a life insurance policy as the beneficiary, the policy owner pays the premiums. Upon the insured’s passing, the [...]

[...] owners of a business. Using this strategy, each of the business owners will purchase a life insurance policy on each of the other owners. Should one of the company owners pass away, the proceeds from [...]

[...] We run into people all the time who purchased a life insurance policy and they either forgot about it or they were sold something that didn’t meet their needs.  [...]

[...] your family is completely unprotected. You do however have the option to purchase that life insurance policy you have from your employer. Which in most cases is a huge mistake; reason being is that [...]

[...] policy’s stated death benefit, only if your death occurred due to an accident. If your death is due to a natural cause (not [...]

[...] be made very clear though; mortgage life insurance is simply a life insurance policy where the death benefit is earmarked to pay off the family’s mortgage. It’s nothing more than that. Methods To [...]

[...] the policy is in force, the beneficiary (or beneficiaries) will receive the stated amount of death benefit in the policy. Term life is considered to be the most basic type of life insurance that is [...]

[...] premium payment, a named beneficiary (or beneficiaries) will receive a stated amount of death benefit, provided that the insured passes away while the policy is in force. Term life insurance [...]

[...] rather than a captive agent. Working with life insurance brokers, like our agents at Life Insurance United, means they’ll provide you access to over 60 life insurance companies when getting you [...]

[...] insurance, obtaining life insurance quotes, or any other related topic, our experts at Life Insurance United are available and ready to help. Please feel free to contact us directly, toll-free, at [...]

[...] on this page. The post 9 Reasons You Definitely Need More Life Insurance appeared first on Life Insurance United. [...]

[...] or contact us directly. The post How Life Insurance Living Benefits Work appeared first on Life Insurance United. [...]

[...] providers.When you work with life insurance brokers, we bring the power of all the life insurance companies right to you. We have been faced with countless instances where we found a client of [...]

[...] where to go to apply. We can help you with such options, as we work with many of the top life insurance companies in the country – many of which specialize in working with higher risk cases. Options [...]

[...] estate taxes, or paying their ongoing living expenses. On top of this, there are some life insurance companies that could also require certain administrative fees or other related costs to policy [...]

[...] on, the insurer’s underwriters will look at a wide variety of factors. Even the best life insurance companies will turn away certain applicants, as it is likely that they will file a claim and [...]

[...] . Buy Life Insurance While You Are Still Healthy Another very important factor in the life insurance company’s decision as to how much life insurance coverage will cost you is your general health. [...]

[...] aren’t Captive Agents A captive life insurance agent is an agent who works for one life insurance company, and can only represent that single life insurance company. They are not able or [...]

[...] insurance policies with decreasing death benefits tend to be less expensive is that the life insurance company is on the hook for less money each year that goes by. As a result, they can provide you [...]

[...] policy rider. How this rider works is that if you are deemed to be terminally ill, the life insurance company will pay the insured individual cash advances against the policy death benefit to use for [...]

[...] condition, which essentially deems them as uninsurable for traditionally underwritten life insurance policies. If you fall into this category, though, and you still need life insurance, there is good [...]

[...] for loved ones – or for some other entity of choice, over the past several years, life insurance policies have come up with some alternate concepts in how insureds are able to utilize the [...]

[...] Today, there are many different types of life insurance policies on the market. Most of the traditional forms of life insurance coverage will require that [...]

[...] decreasing death benefit it allows you to make the policy even less expensive. The reason life insurance policies with decreasing death benefits tend to be less expensive is that the life insurance [...]

[...] insurance company they solely represent. If that company decides to decline you life Insurance coverage or if they determine you are a high risk health class then there’s not much that [...]