Make More. Keep More. Give More.

[...] is a dollar I can use later. 20 month return for TSX @ August 31, 2012 = -10.94 percent Return for Basic Timing Model Using XIU =        9.59 percent Return for Advanced Timing [...]

[...] for buying opportunities. 21 month return for TSX @ September 30, 2012 = -7.86 percent Return for Basic Timing Model Using XIU =          11.97 percent Return for Advanced Timing [...]

[...] into the end of the year. 22 month return for TSX @ October 31, 2012 =     -6.98 percent Return for Basic Timing Model Using XIU =          13.5   percent Return for Advanced [...]

[...] of a market crash, as well. 23 month return for TSX @ November 30, 2012 =     -8.51 percent Return for Basic Timing Model Using XIU =             11.82  percent Return for Advanced Timing [...]

[...] us the truth when it comes to the true value of  professional financial advice. Has your financial advisor made you money?  Any idea how much that advice cost you? [...]

[...] love to share insights that come from 20 years with money in the stock market.  I am not a financial advisor, but I do want to challenge the conventional financial advice in order to help anyone [...]

Think Again In this video, David Kaufman says that the vast majority of advisors put their clients first.  Unfortunately, that is irrelevant since mo [...]

[...] , we are told to get references every time we hire a professional - why not for our financial advisor?  Don't stop there, either, search online.  Employers do it all the time now, we [...]

[...] Too Critical? I know I sound critical of the financial services industry.  I've worked in the industry, I've watched it for years.  I've been there, done that, [...]

[...] be for him to become more of a do-it-yourself kind of investor.  In my experience, the financial services industry is out to make themselves as much money as possible.  When it comes to making us [...]

[...] , way, way over diversified and that's largely because of the need on the part of the financial services industry to sell more products.  More product, in my experience has never improved returns.   [...]

[...] the things we understand.  We should not buy products we don't understand especially since financial advisors get paid for selling us product, whether we understand what we are buying, or not.  Know [...]

[...] organization www.advocis.ca need to get their facts straight.  Advocis likes to claim financial advisors are the reason that clients have more financial assets than people who don’t get the advice [...]

[...] things begin to happen I will be looking for opportunities to short the market (using inverse ETF's) rather than looking for buying opportunities. 21 month return for TSX @ September 30, [...]

[...] .  Investopedia has one such free account to start the learning process. Have you ever used an inverse ETF, or started by paper-trading? [...]

[...] restate it as X = Price divided by Earnings per share.  X is what is known as the Price to Earnings Ratio, or P/E Ratio (Price divided by Earnings).  I looked up each of the companies on the list, [...]

[...] today's market.  We could get there in a single bad day! The returns shown above use the XIU ETF as a buy and sell signal.  The idea is to buy when XIU is above it's 200-day moving [...]