Money Expert

[...] this may not seem like a problem, but it can lead to some nasty surprises. For example, if your health plan premiums went up and your health plan is automatically renewed, you could end up paying more [...]

[...] Travel Insurance Creates Peace of Mind for Americans Traveling Abroad this Holiday Season Alpha Flight Guru, [...]

[...] ’s finding a nearby ATM or locating an attorney who speaks your language. (SeeThe Basics Of Travel Insurance.) For frequent travelers, travel coverage should be one of the factors you consider when [...]

[...] How to avoid the over-65s travel insurance trap and get the best cover at the right cost For many retirement is the opportunity they’ve [...]

[...] is not always best. While you may assume you or your kids can use the free comprehensive travel insurance offered on your – or their – credit card, double check whether the policy is extensive [...]

[...] programs. Below, we’ll discuss exactly how you benefit using federal student loans. Qualifying for Loans One of the main advantages of federal student loans is that they’re [...]

[...] when your first payment is due for each loan, she says. Research repayment options. For federal student loans, you’ll be enrolled by default in a standard payment plan, Ms. Okun says. But there are [...]

[...] and 5.4 percent to 6.21 for graduate students. Private loans could be cheaper than federal loans for the first time in a decade, though only if you have a high credit score. If you took out a [...]

[...] that changes as your income changes (which means you pay less when your income is lower). Federal loans also allow you to pause repayment under certain conditions such as unemployment. Skipping [...]

[...] -time lows. More people, especially younger ones, are renting rather than buying due to student loan debt. Due to these factors, the rental market should remain strong for the foreseeable [...]

[...] could have the balance forgiven after 20 years. College graduates from households with no student loan debt are decidedly better off than those who graduated with student loan debt. Households headed [...]

[...] road). Interest rates on federal student loans might be lower than rates you’ll find on private student loans. Federal loans are offered by or guaranteed by the government, which means that a nation [...]

[...] don’t stretch very far. This month, as the six-month grace period on her federal and private student loans ends, Ms. Langley will start chipping away at the more than $50,000 she owes, making [...]

[...] up for a bargain and I know I am certainly paying more than $19 a month for my auto insurance. A lot more, in fact. So, with my curiosity piqued (and yes, the proper word is “ [...]

[...] your baggage when it’s delayed more than three hours. In addition, cardholders receive auto insurance, so they can forgo paying the rental carrier’s charge for this coverage. Not bad, [...]

[...] the death of a student. While most personal (individual) loans go away when the borrower dies, PLUS loans are unique: with a PLUS loan, the parent is the borrower, but the loan may be forgiven if a [...]

[...] will be the Treasury index rate, plus 2.05 percent. Graduate students and parents PLUS loans add 3.6 percent to the Treasury Index Rate. The good news with this system is that Treasury [...]