Personal Finance Blogs

[...] that were supposed to be discharged, again and again. "They park that language on your credit report then they say they have no duty to change it," said Kathy Cruz, a bankruptcy lawyer in [...]

[...] It's a bedrock fact of credit: Unpaid loans take seven years to expire from your credit report. But why is seven the magic number? "We don't actually know," said Stuart Pratt, [...]

[...] , instead of seven. Used to screen applications for jobs as well as loans, "a person's credit report is too important ... to contain inaccurate and incomplete information," Waters said in a [...]

[...] . So when it comes time to purchase a new home or new car, you want your credit report and credit score to be in top financial shape so you qualify for good interest rates. If you [...]

[...] Are debt collectors all wrong for the job of pursuing unpaid student loans? The U.S. Education Department uses 22 collection agencies to pursue $89 billion in overdue [...]

[...] . I began my first full-time job after earning my bachelor's degree, began repaying my student loans and took out an auto loan on my first car. I also began contributing to a 401(k) retirement [...]

[...] Mint survey, millennials revealed that their top financial stressor included debt (think student loans), saving for retirement, and over spending – while respondents age 36+ were most stressed out [...]

[...] . When you accomplish certain goals, such as paying off your mortgage, credit card or student loans, give yourself a little celebration. Make sure these aren’t splurges but budgeted [...]

[...] , the payments industry has been trying for years to get mobile wallets off the ground. Google Wallet has been hawking itself to consumers for three years, mostly unsuccessfully, but the arrival [...]

[...] Apple's approach to consumer protection and privacy is so different from competitors such as Google Wallet -- which does store customer payment information -- that privacy-conscious consumers may [...]

[...] 6 and 6 Plus. In Part 1, CreditCards.com senior reporter Fred O. Williams tested Google Wallet for a week. First impressions I'm pretty sure I'm not going to win this showdown [...]

[...] magazine most landlords still don't bother to participate. The push for change With some consumer advocates urging them on, TransUnion and Experian have embraced the idea of including alternative [...]

[...] yet. I'm starting to wonder if I'll ever be able to get them to stop. According to some consumer advocates, it's not likely -- unless I'm willing to take the collectors who keep hounding me to court. [...]

[...] is now being tested by lenders for accuracy, FICO scoring executive James Wehmann said. Consumer advocates applauded the progress, but said medical costs remain a long way from being consumer- [...]

[...] information, with a few exceptions, sticks around for seven years. Now, 44 years later, consumer advocates are attacking the period as being unfairly long. On the other hand, credit bureaus are [...]

[...] , this perspective keeps me grounded and focused on paying for the essentials first: bills, student loan payments and savings. Understanding what it takes to earn your money makes smart financial [...]

[...] her debt was affecting her happiness and that she needed to do something – her student loan payments were upwards of $1,000 per month and she began to notice that she no longer had [...]

[...] on things you can't really afford. And while you learn to balance a full-time job, student loan payments and other "adult" bills, you might forget to make a card payment or two. [...]