The Bill Coach

[...] Do Not Let Debt Collectors Pressure You! Successful debt collectors have been trained in human nature, and know how to manipulate you into making decisions that [...]

[...] any article about Debt Collection in the mainstream media is negative?. Debt collectors don’t have a good reputation and, in some cases, rightfully so. Few people [...]

[...] will turn out OK.  So what if you owe over $30,000 in credit card debt?  So what if the minimum payments go towards interest and the principal never seems to go down?  Why worry if you don’t have [...]

[...] they charge – rates that often exceed 30%.   If you’ve made regular payments, even minimum payments, for any period of time, the creditor is covered. If paying an unsecured creditor [...]

[...] world yet another card they named  “DUO”, a card that is both a credit card and a debit card, rolled into one.   Apparently their customers weren’t happy about having to deal with [...]

[...] ’t trust yourself, just call the credit bureaus and tell them what you want to do.  Use a debit card or cash; plenty of people do who are in your situation. Talk to your family about what’s [...]

[...] proposition. “You’re borrowing from Peter to pay Paul,” says Ulzheimer. Since most consolidation loans are home equity loans backed by your house, failure to get a handle on your [...]

[...] new accounts can at least temporarily lower your score. However, taking out an installment loan to pay off your credit card bills could prove beneficial — with one significant [...]

[...] revolving debt boosts your credit score more than paying off a comparable amount of installment debt. “Paying off installment debt has such a small impact on your score,” says Ulzheimer. [...]

[...] , even minimum payments, for any period of time, the creditor is covered. If paying an unsecured creditor means you can’t pay your mortgage, rent, or utilities, then keep this in mind when you’re [...]