The Money Diva -

[...] -based. It is an equally weighted average of consumer expectations of business and economic conditions using two questions, Consumer Expectations for Economic Conditions 12-months ahead from [...]

[...] workers actually retire earlier than they expected to. A combination of health and economic conditions often cause us to change our plans. You can use a “rule-of-thumb”: At 35, have an [...]

[...] hours worked per week by production workers in manufacturing industries tend to lead the business cycle because employers usually adjust work hours before increasing or decreasing their workforce. [...]

[...] 4.5% of gross income – no wonder most people don’t even have a $1,000 cushion in their bank account! And, typically, people are now taking their retirement funds and putting it back in [...]

[...] and utilities on auto-pay. Seriously, do it NOW (or whenever you initiate an income source, bank account or new bill); procrastination is your fiscal enemy! Use a tracking service like Mint.com, [...]

[...] she decided to save a few thousand dollars to cover her funeral expenses. Instead of opening a bank account for her savings, she stashed the money in a shoebox in her closet. How do I know? Because [...]

[...] you got that first job? Better to start now than never! Yes, compounded interest and investment returns are what makes the average saver/investor wealthy (Einstein’s famous 8th wonder quote) [...]

[...] this opportunity. MMM is a 40ish “retired” guy who focuses on living solely off his investment returns. His LC results tracking is at: http://www.mrmoneymustache.com/the-lending-club- [...]

[...] of economics – particularly what LEI is and how to use what you learn to improve your investment returns? Ten Little Numbers… The Composite Index of Leading Indicators published by an independent [...]

[...] year Contributions to employer-sponsored 401K  of $17,500 (max for 1 person) 13.4% of combined gross income Since the median USA income for a family of 4 with 2 working adults is about $51,000, [...]

[...] the principle repayment, interest, taxes and insurance (PITI) should never exceed 30% of your gross income. That also assumes you save 10% of your income and keep the loan interest rates low (the [...]

[...] petered out now that we’ve “recovered”. Reports for 2013 show we saved only 4.5% of gross income – no wonder most people don’t even have a $1,000 cushion in their bank account! And, [...]

[...] attitudes and emotions about the past, present and future have a greater impact on your financial decisions and life. Are Frugalistas Happier? Frugal living rules the day at popular sites like [...]

[...] ;> Your school barely taught you how to balance a checkbook, let alone how to make sound financial decisions and plans! >> Your kids/parents/siblings, all keep having crisis you must, as a [...]

[...] When looking to invest outside the United States, we start by looking at five common economic indicators: Industrial production A measure of the total economic output of the industrial sector of [...]

[...] economic activity. BCI-107 Leading Credit Index™ This index is consisted of six financial indicators: 2-years Swap Spread (real time), LIBOR 3 month less 3 month Treasury-Bill yield [...]