Russ Ross Financial

[...] We tend to think of Social Security as a strictly financial topic. But it can also be a matter of the heart – or at the very [...]

[...] You may have heard that Social Security has announced an increase of 1.7 percent to benefits checks, beginning in January 2015. The [...]

[...] taxes uncovered five states which tax Social Security benefit at rates of up to 85 percent! Plus, these states may allow limited or zero tax [...]

[...] you feel you could live comfortably off of more modest investments. Are you counting on Social Security? Very few people could manage to survive on a Social Security check alone, so it’s best [...]

[...] decision. One course of action that can ward off anxiety and virtually guarantee you more retirement income is to simply postpone retirement by five more years. At first glance that idea may not sound [...]

[...] After you retire, you may discover that your retirement income could use a boost, or that you simply miss working. While many retirees wind up with less [...]

[...] always be on the low end of the totem pole as far as retirement accounts go. While retirement income planning is certainly no competition, it could be discouraging to think that you won’t [...]

[...] your current home, talk to your financial advisor or insurance broker about ways to maximize retirement income while protecting your current assets. [...]

[...] for five years or more, so this is an expense which could last a considerable amount of time. Many retirees simply assume they will rely upon Medicare in the event they need long-term nursing care. [...]

[...] of their financial budget. 6) Live each day to its fullest. Without the routine of work, many retirees find themselves without a plan. Rather than spending your days watching TV, make a plan to [...]

[...] profit on the sale of your home. Moving overseas isn’t just a dream, but a reality for many retirees. But the trade-off for a lower cost of living is very high upfront moving expenses. [...]

[...] not worth delaying retirement in order to fund them. Find another source of retirement income. Many retirees take on part-time or seasonal jobs to allow for more wiggle room in their budgets. Retired [...]

[...] Many people have a pretty clear vision of their retirement goals, but they often make the mistake of assuming their spouse shares the same vision. Unless you’ [...]

[...] When you first began your teaching career, you may have decided upon some retirement goals. Until this point, you have worked to reach your expected retirement age, while dreaming of [...]

[...] As you enter your retirement years, you’re no doubt worried about whether you’ve saved enough to live out the rest of your life [...]

[...] balance. 4) It’s a bit uncomfortable to discuss, but we all have an “end point” to our retirement years. By postponing your retirement date by five years, you will also have to live off of [...]

[...] Most of us envision our retirement years to be full of good health and relaxing leisure activities. Hopefully that will be the case [...]

[...] actually found that one in three couples completely disagree on how to spend their retirement years. In addition, the study found: 36 percent reported that they cannot agree upon a [...]

[...] .gov/investor/pubs/retirement101.htm This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance [...]

[...] . It couldn’t get any easier than that! This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance professional. [...]

[...] contributions accumulate tax-deferred. This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance [...]

[...] who wish to supplement their incomes. This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance professional. [...]

[...] retirement plans, or need to figure out a way to retire in your current home, talk to your financial advisor or insurance broker about ways to maximize retirement income while protecting your current [...]

[...] . If you’re concerned about inflation and your monthly income, consulting with your financial advisor or tax professional may help you find solutions to your budget problems. If you’re not yet [...]

[...] insurance or paying for private insurance for a few years. Remember to consult with your financial advisor or insurance agent about early retirement, to make sure you have considered all of the [...]

[...] lifestyle goals. As your retirement date draws closer, schedule an appointment with your financial advisor or insurance agent. Together you can re-order your priorities and make a plan that reflects [...]

[...] appealing at all! But consider the effect just five more years of work could have on your retirement savings: 1) If you have an IRA, 401(k) or 403(b) plan, you can make catch-up contributions in [...]

[...] , new IRS regulations require school systems to more actively monitor their employees’ retirement savings plans. Even with more employer involvement, managing your retirement savings is still [...]

When you first began your teaching career, you may have decided upon some retirement goals. Until this point, you have worked to reach your expected r [...]

[...] you retire before you’re really ready, you may find yourself unable to support your retirement lifestyle on your savings. Be sure to ask yourself these important questions, to be sure you’ [...]

[...] no competition, it could be discouraging to think that you won’t be able to afford a retirement lifestyle equal to that of your friends and relatives. Fortunately, most of those fears may be based [...]